About Richlands Insurance& Realty 

Progress since 1950

From handwritten to hand-typed policies, times and procedures have certainly changed. Richlands Insurance & Realty has now updated to computer issued policies. At Richlands Insurance & Realty we make sure we keep up with the latest technology in order to offer our customers the best, most efficient services available in Richlands, North Carolina.

Customer Filing

At Richlands Insurance & Realty, we keep all our files based on customer names and status, which gives us ready access to our records for review and any desired changes can be made within a moment's notice.


Richlands Insurance & Realty attributes a large part of its success to the companies who have been supportive to us through the years. Without their support, our continued growth would not have been possible. We would like to take the opportunity to thank:

  • Auto Owners

  • First Mutual

  • Halifax Mutual

  • Allstate

  • National General

  • Progressive

  • NC Joint Underwriters

  • Foremost


Our Location
Richlands Insurance & Realty is located just off Hwy. 24 and 258 on South Academy Street in Richlands, NC. We are in a very convenient location with ample parking for our customers. Our office interior is arranged in a manner to increase efficiency and provide comfort for our customers.

At Richlands Insurance & Realty, we realize that purchasing any type of insurance can sometimes be confusing to the buyer. What types of insurance are available? What kind do you need? How much coverage? We are here, when you need us, to answer any questions you have concerning your policies and look forward to the privilege of serving you with your insurance needs.

Buying or selling a home can be a major life-changing experience. When doing either, you want someone with the skill and knowledge to help make the process run as smoothly as possible. With over 180 years of combined experience, Richlands Insurance & Realty is here to do just that.

Meet the Team

                   A. Byron Ervin, Jr

A Native of Richlands, Byron grew up on a farm, farming tobacco, corn and livestock. After graduation from Richlands High School, he attended Campbell University, majoring in business administration. Byron has been active in many civic and business affairs in the town and county. He has served as past president of the Richlands Jaycees, The Richland Area Chamber of Commerce and the Onslow County Economic Development Board.


                          Jeannette F. Ervin

Born and raised on a farm near Richlands, Jeanette attended Richlands High School and upon graduation went to work for Carolina Telephone. Leaving there, she went to work at First Citizens Bank, where she stayed for five years. Her next career move was a job with the US Postal Service where she remained for 24 years. She later joined Richlands Insurance and Realty, where she serves as our bookkeeper and maintains a current Real Estate Brokers License.


                         Patty Hubbard


Patty was raised in the Richlands area as a tobacco farmers daughter. After graduation from Richlands High School, she married and moved to the Hillsbourough area. In 2007, she decided “There’s No Place Like Home” and returned to Richlands. She worked at NC Farm Bureau for 10 years, at which time she obtained her Property/Casualty License. Later she obtained her Life License. After working for a short period of time in Swansboro and Cape Carteret area, she was offered her home away from home at Richlands Insurance and Realty. 


                    Whitney Baker


Onslow County native Whitney Baker joined Richlands Insurance and Realty after a conversation with her cousin lead her to a real estate course. Whitney has previous experience as a lab technician at Onslow Memorial Hospital and a lab manager at Onslow County Health Department. She also owns her own business, allowing her to focus on her family while accomplishing her goals. Whitney lives in the Southwest area of Onslow County with her husband, Rick, and two children, and her daughter's flock of chickens. She can be reached at 910-915-5580 to help with your real estate needs.


                          Steven R. Ervin


Steven was born and raised in Richlands, growing up on a farm and helping out with the livestock. After graduation from Richlands High School, he attended UNC-Wilmington and graduated with a BS Degree in Business Management. Steven obtained his Property/Casualty and Life license after completing the courses necessary at UNC-Chapel Hill. In addition, Steven is a Real Estate Broker as well as a General Contractor.


                 Alwood Byron Ervin III

Better known as ''Al'', he is a native of Richlands and attended Louisbourg College in Louisburg, NC. After graduation from college, he returned to Richlands and worked in the automobile business. Al has completed courses at the Institute of Insurance at UNC-Chapel Hill, obtaining his Property/Casualty and Life Insurance license. He serves as our Property Manager.

                    Eddie Pollock

Jacksonville High School graduate 1988. Worked in the optical business for 26 years before joining family insurance business in 2018. Happily married for 25 years with a beautiful daughter attending NC State University - GO PACK ! Active member of Bethlehem Baptist Church serving as a Deacon and a member of the choir. I would love to assist you with your real estate needs 910-548-1926.